In his keynote address at the 9th Annual Actuarial Convention in November 2024, Japheth Ogallo, Managing Director of Old Mutual, explores the pressing challenges of emerging risks and the need for proactive resilience strategies. Highlighting innovations such as parametric insurance, catastrophe bonds, and adaptive use of technology like AI and blockchain, he emphasizes the role of insurers in addressing climate change, technological disruptions, and global health emergencies. Ogallo also shares Old Mutual’s initiatives, including telemedicine, motor telematics, and fostering financial education, urging leaders to act decisively at this critical juncture to create inclusive, sustainable solutions.